What bothers you and why?
This has been an issue the past few years and it really shouldn’t be an issue. Appraisals coming up short make it especially hard on VA and FHA buyers. It’s especially frustrating when there are multiple offers near the sale price and an appraiser says the house is worth $7000 less. How can you say it’s worth less when the market is dictating a higher price? Realtors are severely limited in discussing anything with an appraiser. There is an opportunity after the appraisal is complete to submit comparable sales and change the appraisers mind. Realtors should be ready with those comparable sales to submit to an appraiser. Sellers might consider having an independent appraisal done before the house is marketed to the public. In any event, appraisers have had a difficult job over the past few years with higher prices and less comparable sales.